GWOP University crest

Knowledge Pays.

Learn the money game. Build your blueprint.

Credit. Funding. Business. Wealth.

Start My Blueprint

Takes about 3 minutes. Free. No obligation.

Boston, MASimple Strategy Consulting LLCFounder-led sessions, not a call centerEducation first. No credit-repair contract required.

The problem

They never taught us the game.

Most people learn about credit and money by getting hurt by them — a denied application, a collections call, a rate that made no sense at the time. Generic advice treats every situation the same, and yours isn't the same as your neighbor's. It isn't even the same as it was two years ago.

  • Sent to a call center that reads from a script.
  • Told to "dispute everything" and hope something sticks.
  • Given advice for credit with nothing for funding or building forward.

Four levels. One Blueprint.

The order isn't arbitrary — each level has to hold before the next one works.

Level 1 · Personal Credit

Learn the Game

Scoring mechanics, disputes, utilization, collections

  • The Credit Game: What They Never Taught Us6 lessons
  • Credit Cleanup & Control6 lessons

Downloads

  • Credit report review checklist
  • Credit utilization worksheet
  • Personal financial inventory
  • Dispute & correction letter pack

Completes WHERE I AM NOW in the GWOP Blueprint

$197

one-time

2 modules
12 lessons

Level 2 · Business Foundation & Business Credit

Get in Position

Entity, NAICS, banking, business credit profile

  • The Perfect LLC: Identity & Structure5 lessons
  • Business Credit & Fundability Infrastructure4 lessons

Downloads

  • Business setup checklist
  • Fundable Profile checklist
  • Business funding preparation checklist

Completes WHERE I NEED TO GO in the GWOP Blueprint

$297

one-time

2 modules
9 lessons

Level 3 · Funding & Banking Strategy

Get Funded & Build

Underwriting psychology, stacking, sequencing, 0% APR

  • Bank Relationships & Underwriting Psychology6 lessons
  • The Funding Blueprint: Stacking & Sequencing7 lessons

Downloads

  • Bank relationship tracker
  • Funding readiness checklist
  • Application sequencing worksheet

Completes MY FUNDING STRATEGY in the GWOP Blueprint

$397

one-time

2 modules
13 lessons

Level 4 · Execution, Capital & Wealth Strategy

Get with GWOP Plan

Deployment, cash flow, the 90-day execution plan

  • Capital Deployment & Cash Flow Engineering6 lessons
  • The 90-Day Blueprint: From Borrower to Lender7 lessons

Downloads

  • 90-Day GWOP Blueprint workbook
  • Capital deployment tracker
  • Execution metrics sheet

Completes MY 90-DAY EXECUTION PLAN in the GWOP Blueprint

$497

one-time

2 modules
13 lessons

The capstone · built across all four levels

The Completed GWOP Blueprint

$997 one-time

Save $391 · 8 modules · 47 lessons · 13 downloads

Each level is sold on its own — buying one level opens that level. The bundle opens all four.

Best value — the primary offer

GWOP University — All 4 Levels

All four levels, in your account from day one — the platform shows the recommended order, but nothing is locked behind the level before it.

No refunds once purchased — know what you're getting before you buy.

All four separately: $1,388

$997

one payment · all four levels

Save $391 vs buying separately

Get GWOP University

The process

What happens after you sign up.

1

Take your free assessment

A few minutes of honest answers about where you stand right now.

2

Get your Blueprint

Where you are, what's holding you back, and your next 3 moves — built from your real answers, not a generic PDF.

3

Check My Credit Profile — optional next step

See exactly what's on your report before you plan around what you think is on it. This is IdentityIQ, a separate company — $27.99/month, and GWOP University may earn a commission if you enroll. Your Blueprint is yours either way.

4

Book your 1:1 with Beast

One hour walking through your roadmap together. Mon–Fri, 11 AM–1 PM.

5

Watch a quick word from Surpaul — when you're ready

Your Blueprint is just the beginning. This is here if you want it, not in the way if you don't.

The difference

Why this isn't a dispute mill.

MOST CREDIT REPAIR SHOPS

  • Promise a specific score increase
  • Route you through a call center
  • Stop at disputes — nothing on funding or building forward
  • Recurring fees with unclear scope

GWOP UNIVERSITY

  • Tells you what's realistic for your actual situation
  • Founder-led — you talk to a person, not a script
  • Covers credit, funding, and building — one pathway
  • You know what you're getting before you commit to a level

Who's behind it

Surpaul Cottrell — also known as Beast.

Founder of GWOP University. Surpaul uses his real-world experience to teach personal credit, business credit, funding, and entrepreneurship. Through his 1:1 Blueprint Sessions, he helps clients understand where they stand and build a clear plan for their next move.

Real experience. Real education. Your next move starts here.

Trust, in plain terms

The fine print, up front.

Your data stays with the people helping you

The assessment collects what's needed for your Blueprint — reviewed by Beast, not a call center.

Education, not a credit-repair contract

You're not signing a dispute-services agreement. You're learning a pathway and executing it yourself.

No manufactured urgency

1:1 sessions are limited by Beast's actual calendar — not a countdown timer.

Frequently Asked Questions

Is GWOP University a credit repair company?

No. We're a financial education platform. We teach you how credit and funding actually work and give you a personalized plan — we don't file disputes on your behalf or charge a credit-repair contract fee.

Can you guarantee my credit score will go up?

No — and anyone who guarantees a specific score increase should raise a flag. Your results depend on your starting point and what you do with the plan. Beast will tell you what's realistic for your situation on your 1:1.

Will you remove accurate negative items from my report?

No one can legally do that — not us, not a lawyer, not any credit repair company. Accurate, current, and verifiable information stays on your report by law. We focus on what's actually in your control going forward.

What do I actually get from the Blueprint?

A personalized breakdown built from your assessment answers — where you stand across credit, funding readiness, and building capacity, and what to prioritize first.

Who is Beast, and what happens on the call?

Beast is Surpaul — the founder. He runs the 1:1 sessions himself. You'll walk through your Blueprint together, in the order that makes sense for where you are, and leave with next steps — not a sales pitch.

Is my information secure?

We collect only what the assessment needs, and Beast is the one reviewing it with you — not a call center or a shared database.

Can this help with business funding, not just personal credit?

Yes. Levels 3 and 4 focus specifically on funding and scaling once your foundation is solid.

I've tried credit repair before and it didn't work. Is this different?

If "credit repair" meant a company disputing items on your behalf, this is a different approach — education and a plan you execute, not a service you wait on.

What does it cost?

Your first assessment and Blueprint are free. Each level runs $197–$497 depending on depth, or get all four for $997 as a bundle (a $391 savings). No refunds once purchased — know what you're getting before you buy. so we'll walk through which level actually fits before you decide — no pressure on the call.

Start here

Build your Blueprint.

Three minutes of honest answers. One personalized plan. Zero obligation to book anything after.

Step 1 of 2

What do you want help with?

Choose where you need the most help right now.